Examples of Financial Assets

B

The correct answer is B. Transport vehicles.

Financial assets are those assets that represent ownership or a claim to ownership of an underlying real or financial asset, which can be traded in financial markets. The key characteristic of financial assets is that they have a monetary value and can be easily traded in financial markets, such as stock exchanges.

A. Stocks are financial assets because they represent ownership in a company and their value is determined by the stock market. The stockholder owns a share of the company and is entitled to a portion of its profits and a say in its management.

B. Transport vehicles are not financial assets because they do not represent ownership or a claim to ownership of an underlying real or financial asset. Transport vehicles are physical assets that are used to transport goods or people, and their value is determined by their condition, mileage, and other factors.

C. Bonds are financial assets that represent a loan made by an investor to a company or government. The bondholder is entitled to receive interest payments on the bond and to receive the principal amount when the bond matures.

D. Bank deposits are financial assets because they represent a claim to money held by a bank. The depositor has a claim to the money in the bank account and can withdraw it or use it to make payments.

In conclusion, financial assets are those that have a monetary value and can be traded in financial markets, such as stocks, bonds, and bank deposits. Transport vehicles are not financial assets because they do not represent ownership or a claim to ownership of an underlying real or financial asset.